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	<title>Comments on: How I Boosted My FICO Score By 162 Points&#8230;To 778</title>
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	<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score</link>
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		<title>By: Bad Credit Car Loan</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-2205</link>
		<dc:creator>Bad Credit Car Loan</dc:creator>
		<pubDate>Sun, 08 Aug 2010 00:31:56 +0000</pubDate>
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		<description>Most don&#039;t realize how much the debt to limit effects their score. Keep it below 25%</description>
		<content:encoded><![CDATA[<p>Most don&#39;t realize how much the debt to limit effects their score. Keep it below 25%</p>
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		<title>By: robkelly</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-2185</link>
		<dc:creator>robkelly</dc:creator>
		<pubDate>Thu, 24 Jun 2010 21:48:37 +0000</pubDate>
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		<description>Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).</description>
		<content:encoded><![CDATA[<p>Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).</p>
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		<title>By: robkelly</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-2111</link>
		<dc:creator>robkelly</dc:creator>
		<pubDate>Thu, 24 Jun 2010 15:48:37 +0000</pubDate>
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		<description>Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).</description>
		<content:encoded><![CDATA[<p>Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).</p>
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		<title>By: Kstrey</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-2108</link>
		<dc:creator>Kstrey</dc:creator>
		<pubDate>Tue, 22 Jun 2010 21:27:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.purchase.com/blog/?p=103#comment-2108</guid>
		<description>From   twitter   via BackType   	&lt;br&gt;I&#039;m embarassed my #creditscore sank...but I&#039;m happy to share tips on how I increased my FICO score 162 pts &lt;a href=&quot;http://ow.ly/19pVE&quot; rel=&quot;nofollow&quot;&gt;http://ow.ly/19pVE&lt;/a&gt; #fico&lt;br&gt;&lt;br&gt;Did your scores go down ?????</description>
		<content:encoded><![CDATA[<p>From   twitter   via BackType   	<br />I&#39;m embarassed my #creditscore sank&#8230;but I&#39;m happy to share tips on how I increased my FICO score 162 pts <a href="http://ow.ly/19pVE" rel="nofollow">http://ow.ly/19pVE</a> #fico</p>
<p>Did your scores go down ?????</p>
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		<title>By: robkelly</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-1932</link>
		<dc:creator>robkelly</dc:creator>
		<pubDate>Fri, 29 Jan 2010 15:49:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.purchase.com/blog/?p=103#comment-1932</guid>
		<description>Eileen Hakey from CreditLine IQ (CIQ) mentioned these 5 credit tips in a blast email:&lt;br&gt;&lt;br&gt;1.  New Lates or New Derogatory Items:  New lates will potentially cost you 107 or more points off your credit scores.  New derogatory items will dramatically lower your credit score as well.  It is imperative that you make all your monthly payments on time. &lt;br&gt;&lt;br&gt;2.  Revolving Credit Accounts:   Never charge over 30% of the available credit limit.  The longer the balance remains high the longer it will have a negative impact on your credit scores.  Example:  Credit limit of: $1,000; 30% = $300; Do not ever charge over: $300&lt;br&gt;&lt;br&gt; 3.  Credit Inquiries:  Every time an inquiry is made on your credit you loose anywhere from 5-22 points off of your credit score. &lt;br&gt;&lt;br&gt;4. Settlement:   You must settle on all outstanding collection accounts, charge off accounts, judgments, liens, foreclosures and repossessions.  &lt;br&gt;&lt;br&gt;5.  New Accounts:  The higher the amount of the loan, the lower your score can drop.</description>
		<content:encoded><![CDATA[<p>Eileen Hakey from CreditLine IQ (CIQ) mentioned these 5 credit tips in a blast email:</p>
<p>1.  New Lates or New Derogatory Items:  New lates will potentially cost you 107 or more points off your credit scores.  New derogatory items will dramatically lower your credit score as well.  It is imperative that you make all your monthly payments on time. </p>
<p>2.  Revolving Credit Accounts:   Never charge over 30% of the available credit limit.  The longer the balance remains high the longer it will have a negative impact on your credit scores.  Example:  Credit limit of: $1,000; 30% = $300; Do not ever charge over: $300</p>
<p> 3.  Credit Inquiries:  Every time an inquiry is made on your credit you loose anywhere from 5-22 points off of your credit score. </p>
<p>4. Settlement:   You must settle on all outstanding collection accounts, charge off accounts, judgments, liens, foreclosures and repossessions.  </p>
<p>5.  New Accounts:  The higher the amount of the loan, the lower your score can drop.</p>
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		<title>By: Ken Strey</title>
		<link>http://www.purchase.com/blog/fundraising/how-to-boost-your-fico-score#comment-4</link>
		<dc:creator>Ken Strey</dc:creator>
		<pubDate>Thu, 30 Apr 2009 16:43:01 +0000</pubDate>
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		<description>Thank you very much for a excellent article !!!!
Link to Credit Line has been changed.. 

new site is www.creditlineiq.org  ( take a peek :) )</description>
		<content:encoded><![CDATA[<p>Thank you very much for a excellent article !!!!<br />
Link to Credit Line has been changed.. </p>
<p>new site is <a href="http://www.creditlineiq.org" rel="nofollow">http://www.creditlineiq.org</a>  ( take a peek <img src='http://www.purchase.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  )</p>
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